Development Exit Bridging Finance

Development projects rarely run exactly to plan. Whether your development is complete, nearing completion, awaiting final unit sales, or approaching the end of your development finance term, Sterling Bridging Finance can help secure a flexible development exit loan.

Development exit finance allows developers to repay expensive development funding, avoid extension penalties, improve cashflow, and create more time to achieve the best possible sale prices.

We arrange development exit loans from £250,000 to £20 million+, with funding often available within 7–21 days.

What Is Development Exit Finance?

Development exit finance is a short-term funding solution designed to replace an existing development facility once construction is substantially complete.

Rather than rushing sales to satisfy development lender deadlines, developers can refinance onto a lower-cost exit facility, providing valuable breathing space to market and sell units at the right price.

Common Reasons For Using Development Exit Finance

• Development lender requiring repayment
• Avoiding costly extension fees
• Completed developments awaiting sales
• Unsold units remaining in a scheme
• Refinancing expensive development debt
• Improving cashflow and working capital
• Releasing capital for the next project
• Delays in sales due to market conditions

Why Choose Development Exit Finance?

• Lower rates than many development facilities
• Loan sizes from £250,000 to £20 million+
• Funding available from 7–21 days
• Residential and mixed-use developments considered
• Released equity can support future projects
• Flexible repayment options
• Experienced property finance specialists

Typical Developments We Finance

• Residential housing schemes
• Apartment developments
• Mixed-use developments
• Commercial developments
• Student accommodation
• Holiday let developments
• Build-to-rent schemes
• Luxury residential projects

Preserve Profit, Don’t Panic Sell

Many developers face pressure to reduce prices simply to satisfy lender deadlines.

Development exit finance provides additional time to market properties properly, negotiate stronger offers, and maximise returns across the entire scheme.

In many cases, the savings achieved by avoiding rushed sales can significantly outweigh the cost of the exit facility.

Funding For Partially Sold Developments

We can often assist where:

• Some units have already sold
• A percentage of the scheme remains unsold
• Sales are progressing slower than anticipated
• Development finance maturity is approaching
• Final works are being completed

Our lender panel includes providers experienced in complex development exits, allowing us to structure facilities around the specific needs of each project.

Release Capital For Your Next Development

One of the major advantages of development exit finance is the ability to release equity tied up in completed developments.

This can provide funding for:

• Land acquisitions
• New development opportunities
• Planning applications
• Professional fees
• Project deposits
• Expansion of your development business