Sterling Bridging Finance is a trading name of UK Mortgage Finance Ltd.

UK Mortgage Finance Ltd is registered in England and Wales, Company No. 10604449. Registered office: 122 Fore Street, Saltash, England, PL12 6JW.

These Terms of Business explain the basis on which we provide introduction and property finance enquiry services. By submitting an enquiry, contacting us, or continuing to use our services, you agree to these terms.

Our role

We act as an introducer to a panel of specialist lenders, brokers and finance providers. We do not provide regulated mortgage advice.

We specialise in unregulated property finance for investment and commercial purposes, including bridging finance, auction finance, development exit finance, refurbishment finance, commercial property finance and complex property finance.

If your enquiry relates to regulated residential lending, we may introduce you to an FCA-authorised firm where appropriate.

No guarantee of finance

Submitting an enquiry does not guarantee that finance will be available. Any lending is subject to status, underwriting, valuation, lender criteria, legal checks and satisfactory security.

We cannot guarantee that a lender, broker or finance provider will accept your application or offer the terms you request.

Illustrations and figures

Any figures shown on our website, calculators, emails, WhatsApp messages or other communications are for illustration only. They are not a formal quote, offer, recommendation or financial advice.

Rates, fees, terms and availability can change and will depend on your circumstances, the property, the loan-to-value, the lender, the exit strategy and underwriting.

Fees and commissions

We may receive commission from lenders, brokers or finance providers for successful introductions. The amount may vary depending on the lender, product and case.

Any fees payable by you will be disclosed to you in writing before you commit.

Your responsibilities

You are responsible for providing accurate and complete information. Inaccurate or incomplete information may delay your enquiry or affect whether finance can be arranged.

You should consider whether any finance arrangement is suitable for your circumstances and seek independent legal, tax or financial advice where appropriate.

Security warning

Your property may be at risk if you do not keep up repayments on any loan secured against it.

Communication

We may contact you by phone, email, WhatsApp or other contact details you provide in order to respond to your enquiry and progress your case.

You can ask us to stop contacting you at any time, although this may prevent us from continuing to progress your enquiry.

Data protection

We handle personal information in accordance with our Privacy Policy. Please read our Privacy Policy for details of how we collect, use and share your information.

Complaints

If you are unhappy with our service, please contact us first so we can try to resolve the issue.

We will review your complaint and respond as soon as reasonably possible.

Contact

Email: enquiries@sterlingbridgingfinance.com
Phone: +44 20 8064 1033