Commercial Property Finance Across the UK
Commercial Bridging Loans
Fast Commercial Bridging Finance for Business & Investment Property
Commercial bridging loans provide fast, flexible funding from £100,000 to £10 million+, with decisions often available within hours and funds released in as little as 3–14 days. Need to move quickly on a commercial property purchase, refinance an existing loan, or release equity from a business asset? Commercial bridging loans give you the speed and flexibility that traditional lenders often can’t match.
We specialise in arranging commercial bridging finance for a wide range of properties, including offices, retail units, warehouses, industrial premises, mixed-use buildings, hotels, guest houses, pubs, restaurants, and investment portfolios.
Common Uses for Commercial Bridging Finance
- Purchasing commercial property at auction
- Time-sensitive acquisitions
- Refinancing existing commercial loans
- Property refurbishment and redevelopment
- Development exit finance
- Breaking a property chain
- Raising capital for business opportunities
- Tax liabilities and urgent cashflow requirements
- Acquiring semi-commercial and mixed-use properties
Why Choose Sterling Bridging Finance?
- Loan sizes from £100,000 to £10 million+
- Funding available in as little as 7–14 days
- Interest-only and rolled-up options available
- Flexible lending criteria
- Adverse credit cases considered
- Access to specialist UK and international lenders
- Experienced commercial finance specialists
Tailored Solutions for Complex Cases
Many commercial transactions fall outside the criteria of traditional banks. Whether you’re purchasing a vacant property, refinancing a complex ownership structure, funding a redevelopment project, or securing finance against specialist commercial assets, we work with an extensive panel of lenders to find a solution.
Our experienced team understands that speed, flexibility, and certainty are often more important than simply securing the lowest rate. We focus on delivering practical funding solutions that help you complete your transaction on time.
Commercial Bridging at a Glance
Fast initial assessment
Specialist lender access
Mixed-use property considered
Acquisitions and refinancing
Speak to a Commercial Bridging Specialist
Buying, refinancing or raising capital against commercial property? Send us the property details, required loan amount and proposed exit so we can assess suitable specialist lenders.
General Questions
Commercial bridging finance is short-term lending secured against commercial or mixed-use property. It is often used for fast purchases, auction completions, refurbishment, refinancing or capital raising.
Offices, retail units, industrial property, warehouses, mixed-use property, semi-commercial property, leisure property and other specialist assets may be considered.
Loan Criteria
Straightforward cases can sometimes complete within 3–14 days, depending on valuation, legal work, title and lender requirements.
The usual exits are sale of the property, refinance onto a commercial mortgage, refinance after works are complete, or repayment from another agreed source.
Yes, some commercial bridging lenders will consider adverse credit where the security, loan-to-value and exit strategy are strong.