Unregulated UK property finance
Large Bridging Loans From £1 Million
Case-led funding for larger UK property transactions
Larger bridging requirements often involve more detailed underwriting, ownership structures, multiple assets or a specialist exit. Sterling gathers the commercial facts, identifies the complications and approaches UK lenders with relevant appetite for the transaction.
Typical requirements
- High-value investment or commercial acquisitions
- Development exit and completed stock
- Portfolio or multi-asset refinancing
- Capital raising against substantial property
- Time-sensitive corporate transactions
What makes the case credible
Strong supporting information matters. Lenders will examine the assets, valuations, ownership, experience, existing debt, source and use of funds, legal position and repayment plan.
How Sterling adds value
We identify the providers whose mandate is relevant, present a coherent case and help coordinate information across the borrower, lender, valuer and legal teams. Spanish property enquiries are handled separately as introductions only.
Discuss a large UK bridging requirement
Share the assets, ownership, amount, purpose, deadline, existing debt and exit plan for a confidential initial assessment.
Common Questions
This page covers requirements from £1 million. Availability above that threshold depends on the assets, purpose, structure, lender appetite and exit.
Potentially. The lender will assess ownership, valuation, charges, location, property type and the proposed structure across the security.
Provider type depends on the case. Sterling approaches an appropriate route based on the requirement rather than promising a particular lender category.
The timetable depends on underwriting, valuation, legal complexity, ownership, source-of-funds checks and how quickly complete information is provided.