Commercial Bridging Loans

Fast Commercial Bridging Finance for Business & Investment Property

Need to move quickly on a commercial property purchase, refinance an existing loan, or release equity from a business asset? Our commercial bridging loans provide fast, flexible funding from £100,000 to £10 million+, with decisions often available within hours and funds released in as little as 3–14 days.

We specialise in arranging bridging finance for a wide range of commercial properties, including offices, retail units, warehouses, industrial premises, mixed-use buildings, hotels, guest houses, pubs, restaurants, and investment portfolios.

 

Common Uses for Commercial Bridging Finance

  • Purchasing commercial property at auction
  • Time-sensitive acquisitions
  • Refinancing existing commercial loans
  • Property refurbishment and redevelopment
  • Development exit finance
  • Breaking a property chain
  • Raising capital for business opportunities
  • Tax liabilities and urgent cashflow requirements
  • Acquiring semi-commercial and mixed-use properties

Why Choose Sterling Bridging Finance?

  • Loan sizes from £100,000 to £10 million+
  • Funding available in as little as 7–14 days
  • Interest-only and rolled-up options available
  • Flexible lending criteria
  • Adverse credit cases considered
  • Access to specialist UK and international lenders
  • Experienced commercial finance specialists
 

Tailored Solutions for Complex Cases

Many commercial transactions fall outside the criteria of traditional banks. Whether you’re purchasing a vacant property, refinancing a complex ownership structure, funding a redevelopment project, or securing finance against specialist commercial assets, we work with an extensive panel of lenders to find a solution.
 
Our experienced team understands that speed, flexibility, and certainty are often more important than simply securing the lowest rate. We focus on delivering practical funding solutions that help you complete your transaction on time.

Key Points

Fast decisions

Private lenders available

High loan to value

Complex cases considered

Speak to our team

Direct support for commercial bridging loan enquiries.

+44 203 603 6032 enquiries@sterlingbridgingfinance.co.uk

General Questions

A buy-to-let mortgage is designed for purchasing or refinancing a property that will be rented out to tenants, rather than occupied by the owner.

Buy-to-let mortgages are available to a range of borrowers, including first-time landlords, experienced investors and limited companies.

Loan Criteria

Lenders primarily assess affordability based on the expected rental income from the property, rather than just personal income.
They will also consider your overall financial position and experience.

Yes — many lenders offer buy-to-let mortgages to limited companies, which can be beneficial for tax and portfolio structuring purposes.

Typically, lenders require a deposit of around 20%–25%, although this can vary depending on the lender and the deal.

Application Process

Most buy-to-let mortgages take between 2–6 weeks to complete, depending on the complexity of the case and lender requirements.

Yes — many clients use buy-to-let mortgages to refinance and release equity from existing investment properties.

Strategy

Yes — this is a common strategy.
Clients often use bridging finance to purchase or refurbish a property, then refinance onto a buy-to-let mortgage once the property is ready to let.

Send Us Your Enquiry

Enquiry Form

✔ Investment & commercial finance only. ✔ Fast decisions. ✔ No obligation